SK IOM Verification Policy
1.1. This document sets out the verification policy of SK IOM Limited (hereinafter referred to as 'SK IOM', 'we', 'us' and 'our').
1.2. SK IOM operates and control betinvite.com referred to hereinafter as the 'the Website” or 'Services'.
1.3. This verification policy explains what documents and information we will require from you and how we intend to use and store those.
1.4. We may process and hold information relating to you, including but not limited to personal data as defined in the Data Protection Act 1988 and the Data Protection (Amendment) Act 2003, in an electronic database or manual format for account administration and marketing purposes and also in order to satisfy legal, regulatory and statutory requirements.
2. Acceptance of this Verification Policy
2.1. By providing your information to us by post, telephone or email, registering with us or accessing the website via a computer, mobile phone or other handheld internet enabled device or any other device, you confirm your acceptance of our Verification Policy and authorise us, our staff, affiliates, subsidiaries, suppliers and agents to use your personal data.
2.2. Please read this policy carefully so as to ensure that you understand our values, views and practices regarding the capture, retention, processing, use and transfer where applicable of your information.
3. Amendments to this Verification Policy
3.1. We reserve the right to amend this Verification Policy from time to time as necessary. Any such revision of this policy will be binding and immediately effective upon our posting an updated version on the website. The date upon which the amended Verification Policy came into force will be stated on the Policy. This policy was last updated on 01 May 2016. Please check the website frequently for any revisions to this policy.
4. What Information We May Collect About You
4.1. When you complete and submit a registration form we will need to collect details regarding:
● Your identity if you apply as an individual or the identity of the Company and its members and directors if you apply as a business. These may include copies of passports, driving licences, identity cards or similar.
● Your place of residence and where you intend to place your bets from if you are an individual or the registered address, trading address and residence of members and directors if you apply as a business. These may include utility bills linked to the address you registered with us, credit card or bank account statements or else.
● The source of the funds you intend to use to substantiate your betting activities with us whether you are an individual or business. These may include bank statements, proof of inheritance, proof of sales of estates or stocks, payslips or else.
● Other mandatory details that may be requested from you for the purpose of applying to open an account with us.
4.2. We will not allow an account to be opened until all such evidence is presented and deemed satisfactory by our verification team.
4.3. We will not allow an account to be opened where any of the documents provided shows you are resident, located or otherwise involved with any of the countries we restrict as per clause 5.11 of our Terms and Conditions  .
4.4. We may also collect, record, store and process data about you, including but not limited to, details of your interactions with us over the phone, email, instant messaging or else and use those to verify the information provided to us by you.
4.5. All telephone conversations including calls in relation to betting with us and client service calls may be recorded both to assist us in training and quality management and to facilitate the speedy resolution of any disputes.
5. How We Use Your Information
5.1. We will only use the information that we collect to verify your account in accordance with this policy and our regulatory requirements. This processing may include sharing your information with our third party data handlers and with the professional advisers who assist us with the performance of the services we offer. Your information may be processed for one or more of the following reasons:
a) To set up, operate and manage your account.
b) To verify your age, identity and the accuracy of your application details, including obtaining information from third parties such as financial institutions and credit reference agencies.
c) To provide you with betting services.
d) To process your transactions via your banking service provider.
e) To enforce or apply our Client Agreement and other agreements with you (including our Terms and Conditions of Use for the SK IOM Website).
f) To comply with our legal and regulatory duties, obligations and responsibilities.
g) To investigate suspected unlawful, fraudulent or other improper activity connected with use of the website and to report a crime or suspected crime, including money laundering or fraud.
h) To carry out risk management.
i) To verify whether you have previously self-excluded from our services.
n) Any other purpose which is necessary for the performance of our contractual obligations to you.
6. Sharing Your Information With Third Parties
7. Making Enquiries With Credit Reference Agencies
7.1. The information held by credit reference agencies and fraud prevention agencies may be searched by us and other organisations on our behalf and used to make assessments and decisions regarding credit and credit-related services, verify your identity, manage your accounts including updating and maintain the accuracy of your records, trace your whereabouts, recover debts that you owe us and prevent crime, fraud and money laundering. Your credit rating may be affected by these searches and any records shared with credit reference agencies will remain on their files for 6 years after they are closed.
8. Accessing Your Personal Information
8.1. Under the Data Protection Acts 1988 & 2003 you may at any time request a copy of any personal information that we hold about you. If you would like a copy of some or all of that information you can request it by writing to us. We may charge an administration fee to cover the cost of supplying this information.
9. Retention and Disposal