Betting Terms and Conditions

Section 1: General Rules

1.1 Miscellaneous:

1.1.1 SKIOM Limited reserves the right to amend these rules at any time in accordance with the Terms and Conditions. By using our services, you accept any such amendments to these rules. Any amendment to a rule is effective immediately once displayed on the site or otherwise communicated to you.

1.1.2 SKIOM Limited reserves the right to refuse the whole or part of any bet and to make any ambiguous bets void.

1.1.3 SKIOM Limited reserves the right to suspend a market at any time, during which time any attempts at placing bets will be rejected. SKIOM Limited also reserves the right to cease betting on any markets at any time without notice and ultimately, if deemed necessary, to void certain bets or a market as a whole.

1.1.4 Allowing for minor spelling mistakes, if an incorrect selection (team, player or otherwise) is displayed in/conveyed for a market, or the incorrect number of selections or outcomes are available in a market, or a market includes any obvious error, we reserve the right to void bets in the market or the market as a whole.

1.1.5 It is the client's responsibility to ensure that s/he is aware of the rules relating to a bet as bets cannot be voided once they are placed (unless in exceptional circumstances, or as otherwise stipulated in our rules).

1.1.6 All odds are subject to change and only the odds at the actual time a bet is confirmed shall be considered valid.

1.1.7 Odds, lines and handicaps all fluctuate, and are fixed only at the time the bet is confirmed. Where an obvious error or system failure results in an incorrect price, line or handicap in any given bet, that bet, or part of that bet if it is a multiple bet/parlay, will be considered void. If the error is noticed in time, SKIOM Limited may make effort to contact the client to allow the choice of placing another bet at the correct odds/line/handicap.

1.1.8 Events with no official 'off' time will assume the scheduled start time of the event as the 'off'. If a bet is accidentally accepted after an event or match has commenced (other than live betting ), it will stand providing the final outcome is not known, and that no participant/team has gained any material advantage (e.g. a score, sending off for the other team, etc.) by the time the bet was confirmed. If the outcome of an event/market is known or any material advantage has been gained, SKIOM Limited reserves the right to void the bet, win or lose. Disputes over the times at which bets are placed will be settled by referring to SKIOM Limited's records for the relevant bet(s). All times stated on the website and/or referred to by SKIOM Limited staff relate to Atlantic Standard Time unless stated otherwise.

1.1.9 Betting Live - where we have reason to believe that a bet is placed after the outcome of an event is known, or after the selected participant or team has gained a material advantage (e.g. a score, sending off for the other team etc) we reserve the right to void the bet, win or lose.

1.1.10 All information supplied is done so in good faith. We cannot accept any liability for any errors or omissions in respect of any information such as but not limited to the posting of odds, runners, times, place terms, scores, results, venues.

1.1.11 SKIOM Limited only accepts bets made using our services. Unless otherwise stated, bets will not be accepted in any other form (post, email, fax, etc.) and if received accidentally, the bet will be voided - win or lose.

1.1.12 Should a client include a non-runner or void selection in a multiple bet/parlay, the bet will be settled on the remaining selections.

1.1.13 While every effort is made to ensure complete accuracy, we cannot accept liability for any errors or omissions relating to information displayed on the site or otherwise conveyed to you in any form or manner including via instant messenger tools, telephone etc. We reserve the right to make changes to correct any obvious errors.

1.1.14 The onus is on the client to make sure details of their bets are correct. If the acceptance of a bet has been confirmed it may not be cancelled or changed by the client.

1.1.15 A transaction code is created when a bet is made on your account. You may request this transaction code for your bets by contacting the SKIOM Limited Customer Services team.

1.1.16 Should a client give unclear instructions, SKIOM Limited reserves the right to split the sum staked between the potential outcomes. Where this is not feasible we reserve the right to void the entire bet. In any event the decision of SKIOM Limited is final.

1.1.17 All winnings are credited to the client account. Any money wrongly credited to an account is not available for use, and SKIOM Limited reserves the right to void any transactions involving such funds, either at the time of use or retrospectively.

1.1.18 For procedures to be followed in the event of a dispute or for complaints, please see our Terms and Conditions.

1.1.19 SKIOM Limited accepts no liability for any damages or losses which are deemed or are alleged to have arisen out of or in connection with our services or SKIOM Limited website or its content or from any information that may be communicated to you by SKIOM Limited. This includes, without limitation, delays or interruptions in operation or transmission, loss or corruption of data, communication or lines failure, or any errors or omissions in content displayed on the website and/or conveyed to you in any form or manner.

1.1.20 From time to time, SKIOM Limited may use third party to execute the betting service and your bets. You acknowledge that execution of your bets in such instances may also be subject to any additional/different betting rules which such third party may have in place. SKIOM Limited will not be liable for any decisions that are made by a third party including but not limited to voiding of bets, settling a bet order on an event. SKIOM Limited will not reimburse the client for any losses which occur from a decision taken by a third party when settling a bet order on an event or through any other related transaction/circumstance.

1.1.21 SKIOM Limited reserves the right to void any bets made by anyone or group of persons attempting in any way to defraud SKIOM Limited. Where there is evidence of a series of bets each containing the same selection(s) having been placed by or for the same individual or syndicate of individuals, SKIOM Limited reserves the right to void bets or withhold payment of returns pending the outcome of any subsequent investigation. Any correspondence with regard to such matters should be made in writing to our Customer Services team. In the event of an official inquiry by the relevant sport's governing body or representatives thereof, we reserve the right to disclose confidential betting and personal information, providing that they agree to keep such information confidential.

1.1.22 The General Rules in this section are applicable to situations where the specific rules for a sport do not deal specifically with a particular scenario.

1.1.23 For betting on sports and/or special events not listed, bets will be accepted in accordance with the rules that we may have in place for such sports/events. We request clients to be aware of any rules in place beforehand for any unlisted sport/events as when a bet on an unlisted sport/event is confirmed, SKIOM Limited's settlement will be deemed final. Where any third party is used to place any such bets, the rules of such third party would apply to such sports/event.

1.1.24 SKIOM Limited reserves the right to close or suspend a client's account.

1.1.25 SKIOM Limited has a maximum payout of £500,000 or currency equivalent (winnings plus stakes) to any client per single bet.

1.2 Abandoned/Postponed Events:

1.2.1 If any tournament or competition is not completed within seven days of the original, scheduled completion date then all relevant markets will be settled based on the official result of the relevant governing body, provided the result is announced within 30 days of the original scheduled completion date.

1.2.2 Unless a specific reference is made in the section that covers the sport, if any single event (match, game, race etc.) is not completed within three days of the original, scheduled completion date then all bets on the event will be void, except those on markets which have already been determined. The market must be fully determined for bets to stand.

1.2.3 Where a number of days are specified in relation to the completion of an event, the specific cut-off time would be 23:59:59 in the time zone where the event was scheduled to take place.

1.3 Venue Changes and Event Durations:

1.3.1 If the scheduled duration of an event is changed before the event starts then all bets on the event will be void.

1.4 Dead Heats:

1.4.1 If two or more selections finish in a Dead Heat in a market, the return for a win ning back bet would be reduced. The reduction is calculated by multiplying the original stake by the number of expected winners and dividing it by the number of dead-heated selections. The total return is then calculated based on the reduced stake (i.e. the reduced stake at the original odds) with the net winnings being this amount less the original stake.

1.5 Live Markets:

1.5.1 Clients should be aware that broadcasts described as 'Live' may actually be subject to delays and that the extent of the delays may vary depending on the broadcaster.

1.5.2 There is a built in delay when placing bets in a live market. The length of the delay will depend on the sport and on broadcasts available for the event.

1.5.3 We reserve the right to suspend a live market at any time or decide against turning a market live if there are problems with the feeds used to manage an event, or other technical difficulties we reserve the right to void bets during these circumstances and we accept no liability for client's inability to place bets.

1.6 Market Settlement:

1.6.1 All markets will be settled in accordance with these rules and our Terms and Conditions available on our website. In the case of any ambiguity, these rules will be final for the purposes of settlement. We reserve the right to reverse the settlement of a market if there has been an error in the original settlement, and to make the necessary amendments to client's accounts to reflect any changes in the settlement of the market.

1.6.2 Markets will generally be settled as soon as the result can be confirmed. as a courtesy to clients, we may decide to settle or part settle some markets or selections before an official result has been announced; however, we reserve the right to amend this settlement if the official result is different to that used for the original settlement, or if the whole market is eventually to be voided.

1.6.3 In the event of any doubt surrounding the result of a market or event, we reserve the right to withhold settlement of the market until such time as said doubt has been removed. In the event that the result cannot be verified, we reserve the right to void the market.

1.6.4 Unless a specific reference is made in the individual section that covers a sport below, settlement of all markets will be based on the official competition rules.

1.6.5 In the event of a change of opponent from the one scheduled, all bets for that match are void.

1.6.6 Unless a specific reference is made in the individual section that covers a sport below, extra time/overtime will not count for any markets offered on a match other than to win outright.

1.6.7 Where bets are available on whether a specific number is odd or even, zero will count as even unless otherwise stated. extra time, overtime and extra innings will not count.

Section 2: Football

2.1 Miscellaneous:

2.1.1 Singles and upwards are accepted on all 1x2 and Asian Handicap matches.

2.1.2 SKIOM Limited football bets are for 90 minutes play including injury and stoppage time. Extra time and penalties do not count unless otherwise stated.

2.1.3 Any bets taken on abandoned or postponed matches will be voided if not completed within three days of the original scheduled completion date, with the exception of where the outcome has already been determined, the market must be fully determined for bets to stand.

2.1.4 All bets on half time betting will be void if the match is abandoned before half time.

2.1.5 If the venue is changed, all bets will be void.

2.2 1x2 Betting

2.2.1 Clients bet on either side to win, or the draw. The '1' signifies the side written first (usually the home side); the 'x' denotes the draw, and the '2', the team written second (usually the away team).

2.3 First Half 1x2 Betting

2.3.1 Similar to 1x2 betting, the clients bet on either one side to be winning at half time, or for it to be a draw. The '1' signifies the side written first (usually the home side); the 'x' denotes the draw, and the '2', the team written second (usually the away team).

2.4 Asian Handicap Betting

2.4.1 In Asian Handicap betting, a handicap is assigned to each team in a match. The client chooses which team to bet on, based on the available handicaps. At the end of the match, the handicap is added to the team that the client has backed, and the bet is settled.

2.5 First Half Asian Handicap Betting

2.5.1 Similar to Asian Handicap betting, clients bet on either team beating the handicap in the first half only.

2.6 Over/Under Betting

2.6.1 In Over/Under betting, the total number of goals after ninety minutes is predicted, the client bets on whether there will more or fewer than a stated number of the goals, otherwise known as the goal line. The goal line can be expressed in either a whole number (e.g. 2) or as a whole plus half number (e.g. 3.5).

2.6.2 The goal line is either single (e.g. 2.5) or split (e.g. 2 / 2.5)

2.6.3 Where the total number of goals equals the goal-line, stakes are refunded.

2.6.4 A split line bet can be considered two separate bets since your stake is divided equally between the two goal lines.

2.6.5 Normal 90 minute match betting rules apply.

2.7 First Half Over/Under Betting

2.7.1 Similar to Over/Under betting, clients predict the number of goals in the first half by betting over or under the first half goal-line.

2.8 Live Betting

2.8.1 For the above six markets, we also offer markets where you can bet whilst the game is playing. This is known as live betting:

- Live 1x2 betting

- Live Asian Handicap betting

- Live Over/Under betting

- Live First Half 1x2 betting

- Live First Half Asian Handicap betting

- Live First Half Over/Under betting

2.8.2 For Live 1x2: Bets are settled according to a 0-0 scoreline, and the existing score at the time of the bet will be taken into account.

2.8.3 For Live Asian Handicap: Bets are settled according to the score for the remainder of the game after the bet has been struck (i.e. any goals prior to the bet being placed are ignored for settlement purposes).

2.8.4 For Live Over/Under: All goals are considered regardless of whether they are scored before or after the bet is placed.

2.8.5 For Live First Half: Bets are placed on the outcomes of the first half only.

2.9 Odd/Even Betting

2.9.1 This type of betting is based on the client's stake on an odd number of goals or even number of goals in the match in total. A 0-0 scoreline is considered to be even.

2.9.2 Other Markets

2.9.3 Total Goals: Includes betting on the total number of goals in a match. Extra time does not count.

2.9.4 To Qualify / Lift The Trophy: This type of market predicts who will win the tie, this includes over 90mins, extra time, penalties and two legs.

2.9.5 First / Last / Anytime Goal Scorer: Own goals do not count for the purpose of first and last goal scorer betting. Bets on 'First Goal Scorer' will be void if the player fails to participate, or if the player comes on after the first goal has been scored. Bets on 'Last Goal Scorer' are only void if the player fails to participate at any stage of the match. Own goals do not count for the purpose of anytime goal scorer betting. Bets will be void if the player fails to participate. Settlement will be on player quoted scoring by the press association and will not be changed if enquires are made by official bodies.

2.9.6 Three Way Handicap: Settlement is based on the odds displayed using the actual score in the match adjusted for the handicap. Draw is inclusive of handicap.

2.9.7 Extra Time Asian Handicap and Over/Under: Normal Live Asian Handicap rules apply, but only goals in extra time count. The score at the start of extra-time is deemed to be 0-0. Accepted bets will be void if extra time is not played.

Asian Handicap - predicts the winner in extra time inclusive of any handicap.

Over/Under - predicts the total goal in extra time.

2.9.8 Penalty Shootout Asian Handicap and Over/Under: All bets on the shootout Asian live markets are settled according to the score-line for the remainder of the shootout after the bet has been struck, i.e. any converted penalties prior to the bet being placed are ignored for settlement purposes. If the match does not go to penalty shootout all bets will be void. Accepted bets will be void if no penalty shootout takes place.

Asian Handicap - predicts the winner on penalties inclusive of any handicap.

Over/Under –this is settled by the first 5 penalties by Home and Away teams. The penalties taken after the 10th penalty do not count. If the penalty shootout finishes before the 10th penalty, the Over/Under market will be settled according to the penalty result.

2.9.9 Next Penalty: Predict whether penalty will be scored or missed. Bets on penalties not taken are deemed void.

2.9.10 First / Last Corner: This type of market predicts the team to receive the first/last corner in a designated match with the regular time of play. If the match is abandoned after the first corner is awarded, all bets on first corner will stand. If the match is abandoned before the first corner is awarded, all bets on first corner will be refunded. If the match is abandoned, all bets on last corner will be void.

2.9.11 Total Corners: The number of corners result is decided by the total number of corners of home/away teams in a designated match (inclusive of handicap). Retaken corners are counted as one. Corners awarded but untaken do not count.

2.9.12 Asian Corner Handicaps: At the end of the match the handicap is applied to the final corner count and the team with the most corners after adjusting for the handicap is deemed the winner for settlement purposes. Retaken corners are counted as one. Corners awarded but untaken do not count.

2.9.13 First / Second Half, Over/Under Corners: Bets on 'first half over/under corners' will be void if the match is abandoned before half time unless settlement of bets is already determined. Bets on 'second half over/under corners' will be void if the match is abandoned before full time unless settlement of bets is already determined. Retaken corners are counted as one. Corners awarded but untaken do not count.

2.9.14 First / Second Half Handicap Corners: Bets on 'first half handicap corners' will be void if the match is abandoned before half time unless settlement of bets is already determined. Bets on 'second half handicap corners' will be void if match is abandoned before full time unless settlement of bets is already determined. Retaken corners are counted as one. Corners awarded but untaken do not count.

2.9.15 Total Booking Points: Total bookings result is decided by the number of bookings accumulated by Home/Away teams (inclusive of handicap, if any). The cards shown to non-player (e.g. substitute/ reserve, manager or coach) or after the half time/full time whistle has been blown do not count towards the total.

Booking points are calculated as:

1 yellow card = 1 point

1 red card = 2 points

The maximum points count per player is 3 points: 1 point for first yellow card and 2 points for red card, the second yellow card will not be counted. If the match is abandoned within the regular time of play, all bets on total bookings will be refunded.

2.9.16 Corners and Yellow Cards: A yellow card counts as 1 point, a red card counts as 2 points. Second yellow cards are ignored for settlement purposes (i.e. the maximum points total per player is 3 points).

Any markets that concern the occurrence of cards shown to players during a match are traded and settled by reference to all the available evidence, but are ultimately decided by the official result when available from the football authority responsible for organising the match.

Any cards shown to non-players (e.g. substitute not on the field of play/ reserve, manager or coach) or after the half time/full time whistle has been blown do not count towards the total.

Any corners awarded but not taken do not count towards the total. The handicap is applied to the final corner count for each team to determine the winner.

In the event of a match being abandoned before 90 minutes have been played, all corners or yellow and red card bets will be void, unless the settlement of the bet has already been determined.

2.9.17 First Yellow Card: This type of market predicts the team to receive the first yellow card in the designated match within the regular time of play. If the booking is a straight red card (professional foul), it will be regarded as a red card but not a yellow card. In the event of two or more players receiving a booking for the same incident, then the player who is shown the first yellow card by the referee will be deemed the outcome. The yellow cards shown to non-player (e.g. substitute not on the field of play/ reserve, manager or coach) or after the half time/full time whistle has been blown do not count. If the match is abandoned after the first yellow card is received, all bets on first yellow card will stand.

2.9.18 Half With Most Goals: Includes betting on the first or second half with the most goals. Bets will be void if the match is abandoned unless settlement of bets is already determined.

2.9.19 Both Teams to Score: This market predicts whether both teams will score.

Yes = both teams to score

No = one or both teams not to score

If the match is abandoned, all bets will be void except where the result has already been determined. Own goals count. Extra time does not count.

2.9.20 Single Team Total Goals: Bets on this market are made on the number of goals scored by one team only.

2.9.21 Correct Score: Bet is settled on the final score after 90 minutes. Extra time and penalties do not count.

2.9.22 Team to Kick-off: This market is based on betting on either team to kick-off the first half of the game.

2.9.23 Method of Victory: Predict how the game will be won - either team to win in 90 minutes, either team to win in extra time, or either team to win on penalties.

2.9.24 Half Time/Full Time: This market predicts the team winning the match at both half time and full time. If a client bets on a game to be drawing at half time, and the home side winning at full time. This bet is known as draw-home.

2.9.25 First/Last Team to Score: The result is confirmed by which team scores first/last. If the match is postponed or abandoned, all bets will be void except where result has already been determined. Own goals count, 90 minutes only.

2.9.26 Outright Betting: This type of bet is for regular season only, unless otherwise stated. Bets can be placed on the outright winner of a competition such as a named division or cup tournament.

2.9.27 Time of First Goal Market: Bets placed on the 'time of first goal' market will be settled according to the time shown by Opta. For matches not covered by Opta, the final verdict will be the time shown by the following website: www.soccernet.com

In the event of an abandoned match, all bets will stand if the game has exceeded the specified time.

2.9.28 Total League Goal: This market works as a traditional Over/Under market, where all goals scored on the specified day will all be added together to equate to a total number of goal. It will be timed out at the 'off' time for the first match on the day specified (Saturday or Sunday).

Where a day is specified it will be the day in the country where the matches are being played. If a match is abandoned, postponed or suspended and not completed within the specified date, all bets will be void.

2.9.29 Top Competition/Tournament Goal Scorer or Golden Boot Betting: This type of market predicts the top goal scorer in a specific competition/ tournament. Win bets or each way bets are normally accepted in these markets, unless otherwise stated. Each way bets are settled according to the place terms quoted with the market. Selections are treated on an 'all in take part or not' basis. Dead Heat rules apply.

2.9.30 Scorecast Betting: This is based on the first player to score/correct score double (scorecasts). All bets are based on 90 minutes of play only. Bets will be accepted at a specially combined price. If a player takes the field after a goal has been scored or does not take part in the game, such bets will be settled as a single on the selected correct score at the appropriate odds. If a match is abandoned after a goal has been scored all bets will be settled as singles on the selected first goalscorer at the appropriate odds. Should the first goal of the match be an own goal, bets will be settled on the next goalscorer and the correct score. If the only goals in the match are own goals, all bets will be settled as singles on the selected correct score at the appropriate odds.

Section 3: Other Sports

3.1 Basketball

3.1.1 Bets will be settled on the official result including overtime unless otherwise stated.

3.1.2 For betting purposes, a basketball game becomes official after forty-three (43) minutes of play for pros, thirty-five (35) minutes of play for NCAA basketball and thirty-five (35) minutes of play for WNBA.

3.1.3 All bets are considered void if a minimum of 43 minutes (NBA), 35 minutes (WNBA/NCAA/Eurobasket) has not been completed unless the settlement of bet has already been determined.

3.1.4 For First Half Markets, the first half must be completed for bets on first half to stand. If a game is postponed or cancelled before the half time signal all bets on first half markets will be void (subject to Rule 1.2), except for those on markets which have already been determined.

3.1.5 For Quarter markets, the quarter must be completed for bets to stand, except for those on markets which have already been determined.

3.1.6 Fourth quarter results do not include any overtime that may be played.

3.1.7 If a match does not start on the scheduled starting date or starts but is later abandoned and is not completed (resumed) within three days of the scheduled completion date, all bets will be void, except for those on markets which have already been determined.

3.1.8 If the scheduled venue is changed after the market is initiated, all bets will stand, unless the new venue is a home ground of the original away team, in which case all bets will be void.

3.2 Golf

3.2.1 All bets will be settled on the official result after the tournament regardless of subsequent amendments to the result.

3.2.2 If a tournament is shortened for any reason, all bets will be settled based on the official result, provided the minimum number of holes set out in the market Info has been completed. In this instance, bets matched after the last completed round will be void.

3.2.3 Once a player has teed off all bets on that player will stand, regardless of subsequent withdrawals/disqualifications. If a player does not start the tournament then all bets on that player will be void.

3.2.4 In 'to qualify' markets for any tournament the winners are the number of golfers that qualify for the tournament whether they compete in the tournament or not. Markets will be settled after the qualifying stage and any subsequent disqualification or amendment to results will not count.

3.2.5 Tournament Match Markets: If a player withdraws before starting their first round all bets on the relevant market will be void. If all players in a market fail to complete the first round all bets will be void. Any player who misses the cut is deemed to be a loser against any player that makes the cut, regardless of subsequent withdrawals/disqualifications. If a player withdraws or is disqualified during a round they will be deemed to be a loser against any player that completes that round. If all players fail to complete a particular round for any reason the winner is the player with the lowest total score after the previous round.

3.2.6 Hole Three Ball/Two Ball Markets: If any player fails to start the round then all bets on the market will be void. Any player that fails to complete the round, having teed off, is deemed a loser against a player that finishes the round. If all players fail to complete the round for whatever reason then all bets will be void.

3.2.7 Place Betting/Each-Way Betting: These markets will be settled according to the number of places. Dead Heat Rules shall apply except where a winner is determined by a play-off.

3.2.8 Matchplay/Strokeplay Individual Hole Markets: Markets will be settled once the hole has finished regardless of subsequent amendments to the result. If a hole is not completed for any reason other than a player or pairing conceding a hole, then all bets on that market will be void. If a player or pairing does not start a hole then all bets on that market will be void. If a player or pairing withdraws or is disqualified having started a hole they are deemed a loser against a player that finished the hole.

3.3 Tennis

3.3.1 If there is a change to the scheduled venue then all bets will stand; if however, there is a change in the type of surface then all bets will be void.

3.3.2 Should a player or pairing fail to compete in an individual match or an event, all bets involving that player or pairing will be void. In the event of a match starting but not being completed, the player or pairing progressing to the next round or winning the tournament (in the case of the final) will be deemed the winner; unless, less than one set has been completed in which case all bets relating to that match will be void.

3.3.3 If the required number of games/sets to win a match changes in any way then all bets will be void, except for those on markets already determined.

3.4 American Football

3.4.1 All bets will be settled on the official result including any overtime played unless otherwise stated. In the event of a tie after overtime all bets placed on money line markets will be void. Subsequent amendments to the official result at the end of the game will have no bearing on market settlement.

3.4.2 If a match does not start on the scheduled start date and is not played to completion, at the same venue, within 72 hours of the original start time, then all bets will be void.

3.4.3 Games must go 55 minutes to be official. If a match has started and is later abandoned or postponed and not resumed within three days then all bets, except for those already determined, will be void unless 55 minutes have elapsed or an official result has been called.

3.4.4 For handicap and total markets, if the final result falls on the number listed for the market, then the bet shall be deemed a 'push' and the client has the stake returned.

3.4.5 For individual match-up and 'prop' markets, players must play for bets to stand.

3.4.6 First half results are the sum of the first and second quarters. Second half results are the sum of the third and fourth quarters, including any overtime that may be played.

3.4.7 Fourth quarter results do not include any overtime that may be played.

3.4.8 If a match is suspended or abandoned then bets placed on unfinished halves or quarters will be considered void. If the designated halves or quarters are completed then all bets placed will be valid.

3.4.9 The score will be updated for American Football live betting and markets shown during live trading refer to the score displayed at the time the bet is placed.

3.4.10 Which team to score the first points markets are settled on the team scoring the first points of the fixture. If a match is suspended or abandoned after the first points have been scored then bets are still valid.

3.4.11 Which team to score the last points markets are settled on the team scoring the last points of a match, and includes any points scored in overtime. If a match is suspended or abandoned then all bets will be void.

3.4.12 If the venue is changed, all bets will be void.

3.5 Baseball

3.5.1 If a game does not start on the scheduled date then all bets on that game will be void. Markets are settled on the final score including any extra innings played, unless otherwise stated.

3.5.2 "Listed Pitcher" markets will be void if either starting pitcher is different to the ones named in the market.

3.5.3 For money line markets, games must go 5 full innings (or 4.5 if the home team is ahead). If a game is called or suspended, the winner is determined by the score after the last full inning unless the home team scores to tie, or takes the lead in the bottom half of the inning, in which case the winner is determined by the score at the time the game is called. Bets will be void if the home team ties the game and it is then suspended.

3.5.4 For run line and totals markets, games must go 9 innings (or 8.5 if the home team is ahead). If a game is called or suspended in extra innings, the score will be determined after the last full inning unless the home team scores to tie, or takes the lead in the bottom half of the inning, in which case the score is determined at the time the game is called.

3.6 Cricket

3.6.1 To allow for the toss, match markets will be turned live 30 minutes before the scheduled start time. Matches that are not going live will be closed at the scheduled start time.

3.6.2 If a match is shortened due to the weather, markets, including those decided by the Duckworth Lewis method, will be settled based on the official result. If a match starts, but is not completed for any reason other than weather and no official result is declared then we reserve the right to void all bets on markets which have not been determined.

3.6.3 If a ball has not been bowled, bets will be void.

3.6.4 All bets on match betting markets will be void if the official result is a tied match in any test, county or limited over match.

3.6.5 If a limited over match finishes in a tie then that is the result that will count for the purposes of settlement, regardless of any bowl outs, super overs or otherwise that may be played.

3.6.6 Test Matches: If less than 20 overs are bowled in an innings then bets on innings runs markets will be void unless the market has already been determined. In the event of a match being decided by a bowl-off or coin toss then all bets will be void, unless market info states otherwise.

3.6.7 Limited Over Matches: If "no result" is declared for a match then all bets will be void except for those on markets already determined.

3.6.8 Batsmen Markets: If any player named in any 'top team batsman' market is not chosen in the starting XI, all bets in that market will be void. If any player chosen in the starting eleven does not bat, he will be deemed to have scored zero. If any player retires and does not resume his innings his score will stand.

3.7 Rugby Union and Rugby League

3.7.1 All rugby match bets apply to regular time, including injury time but not extra time, unless otherwise stated.

3.7.2 If a match is abandoned or postponed, all bets, except for those already determined, are void unless the match is completed within 36 hours of the original scheduled start date, or an official result is declared. If there is a change of venue all bets will stand as long as the match is played within 36 hours of the original scheduled start time and the match is not played at the ground of the team originally listed as the away team.

Section 4: Horse Racing

4.1 UK and Ireland Horse Racing

4.1.1 Horseracing data licensed from the British Horseracing Board Limited.

4.1.2 If no official SP is returned, if no price is taken, then all bets will be settled at the last Industry show passed. If no Industry show is given then bets will be settled on the last available SKIOM Limited price.

4.1.3 If on the day of a race the surface is altered (e.g. Turf to All Weather or vice versa), then bets will stand.

4.2 Ante Post

4.2.1 Ante Post bets are accepted on the basis all-in run or not, entered or not. Except where specifically stated otherwise, stakes are lost on an Ante Post bet if a selection does not take part and no Rule 4 (Deductions) is made from winning Ante Post bets.

4.2.2 When the same horse is taken to win two or more races in Ante Post doubles, trebles and parlay special reduced odds will be offered.

4.2.3 On days when classic or other trials occur, Ante Post betting may be suspended and new odds issued.

4.2.4 Jockey Club Rule 121 decrees that Stewards are empowered to reduce the numbers in a race if, at the overnight declaration stage, too many have been left in for the safety of horses and jockeys. Ante Post bets on horses compulsorily withdrawn will be void and stakes returned. Bookmakers in these circumstances are authorised to make appropriate deductions from winning bets on the race, depending on the price(s) of the withdrawn horse(s) at the time of withdrawal in accordance with Rule 4 (Deductions). On the 'Day of the Race Prices' Rule 4 (Deductions) will also apply.

4.2.5 Ante Post bets are settled at the Price and Place terms applicable at the time of acceptance. Should a wrong Price or Place terms be given in error we reserve the right to settle the bet at the correct Price/Place terms that were available at the time the bet was struck.

4.2.6 Should a bet struck at a price on the day of an event couple selection(s) in that event with selection(s) in future event(s) then if the first selection(s) does not run the bet will be executed on the remaining selection(s) on the basis of all-in, run or not.

4.3 Postponed Races

4.3.1 If a race is postponed to another day and final declarations stand then bets stand. However, single bets on horse racing will be made void and any selection involved in accumulative bets will be treated as a non-runner if:

4.3.2 The race is abandoned.

4.3.3 The race is officially declared void.

4.3.4 The conditions of the race are altered after bets are made (as defined under Tattersalls rules).

4.3.5 The venue is altered.

4.3.6 The running surface is altered (e.g. Turf to Dirt/All Weather or vice versa).

4.4 Best Odds Guaranteed

4.4.1 Best Odds Guaranteed is available on every Horse race. This includes SKIOM Limited Early Odds and shows from the racecourse, in singles and multiple bets. Showcasts are included. Ante Post and Tote/PariMutuel and Not to Win bets are excluded.

4.5 Each Way Betting

4.5.1 Bets are settled to win unless Each Way is selected. An Each Way bet is a bet of twice the selected unit stake. It contains one bet of unit stake on the selection to Win and one bet of unit stake on the selection to be Placed according to the terms advertised for the event. In general, for UK horse racing the Place part of Each Way bets will be settled as per the following Place terms:

Handicaps of 16 or more runners: one quarter the odds for the first four Places

Handicaps of 12 to 15 runners: one quarter the odds for the first three Places

All other races of 8 or more runners: one fifth the odds for the first three Places

Races of 5, 6 or 7 runners: one quarter the odds for the first two Places

Less than 5 runners: All the Place money is invested to Win

4.5.2 In all races the number of runners shall be the number of runners coming under starters orders. Bets will not be accepted where the Place stake exceeds the Win stake. Each Way doubles, trebles and parlays will be settled Win to Win and Place to Place in accordance with the above.

4.6 Enhanced Win

4.6.1 Bets on non-runners will be void, and when applicable Rule 4 will apply to all remaining runners based on the price of the withdrawn horse in the normal Win market (not the Enhanced Bet price). Double Result offers will apply to this market although Best Odds Guaranteed does not.

4.7 Cover Bet 2 Places

4.7.1 The price for the selection to win the race is less than for Win and Each Way markets, but money back if your selection finishes second. Bets on non-runners will be void, and when applicable Rule 4 will apply to all remaining runners based on the price of the withdrawn horse in the normal Win market (not the Cover Bet price). In the event of non-runners the number of places paid will remain the same, unless the number of runners in the race is equal to or less than the number of places paid, in which case all bets will be void. Dead Heat rules apply. Double Result offers will apply to this market although Best Odds Guaranteed does not.

4.8 Cover Bet 3 Places

4.8.1 As above but money back for finishing second or third.

4.9 Cover Bet 4 Places

4.9.1 As above but money back for finishing second, third or fourth.

4.10 Place Only Betting

4.10.1 Bets on non-runners will be void, and when applicable a deduction will apply to all remaining runners based on the Place Only price of the withdrawn horse at the time of withdrawal, using the table below. In the event of non-runners the number of places paid will remain the same, unless the number of runners in the race is equal to or less than the number of places paid, in which case all bets will be void. This market is settled on the official place terms of the race. Normal Dead Heat rules apply. Double Result offers will apply to this market, however Best Odds Guaranteed offers and Lucky 15/31/63 bonuses do not apply to Place Only bets.

Place Only Rule 4 (Deductions) Table:

Number of places paid

Place Only price of runner (at the time of withdrawal)

2

3

4

Over 14/1

0p

0p

0p

10/1 to 14/1

5p

0p

0p

6/1 to 9/1

5p

5p

5p

9/2 to 11/2

10p

5p

5p

10/3 to 4/1

10p

10p

5p

5/2 to 3/1

15p

10p

5p

15/8 to 9/4

15p

10p

10p

13/8 to 7/4

20p

15p

10p

5/4 to 6/4

20p

15p

10p

Evens to 6/5

25p

15p

10p

5/6 to 20/21

25p

20p

15p

4/6 to 4/5

30p

20p

15p

4/7 to 8/13

30p

20p

15p

4/9 to 8/15

35p

25p

15p

1/3 to 2/5

35p

25p

20p

2/7 to 3/10

40p

25p

20p

1/5 to 1/4

40p

30p

20p

2/17 to 2/11

45p

30p

20p

1/16 to 1/9

45p

30p

25p

1/18 or less

50p

35p

25p

4.10.2 In the event of two or more horses being withdrawn before coming under starter's orders then the total deductions will not exceed £0.90 in £.

4.11 Not to Be Placed

4.11.1 In the event of non-runners the number of places paid will remain the same, unless the number of runners in the race is equal to or less than the number of places paid, in which case all bets will be void. Additionally, if there are any non-runners in a race, a reverse Place deduction may apply to lengthen the odds on selections not to be placed. Normal Dead Heat rules apply. Double Result offers will apply to this market, however Best Odds Guaranteed offers and Lucky 15/31/63 bonuses do not apply to Not to Be Placed bets.

4.12 Betting Without

4.12.1 "Dead Heat rules apply. Where we offer odds on an event without a nominated selection(s), for settlement purposes the finishing position of the 'without' selection(s) will be ignored."

4.12.2 In the event of a non-runner(s) a Rule 4 deduction will be applied based on the price (in the specified 'without' market) of the non-runner at the time of withdrawal. In the case of a non-runner(s) leaving only one quoted runner in a 'without' market, then Walkover rules will apply and bets will be void.

4.12.3 Where there are no finishers in a race, excluding the 'without' selections then all bets will be void.

4.12.4 Any Each Way terms advertised are settled on the actual number of runners who take part in the race, excluding the 'without' selection(s).

4.13 Dead Heats

4.13.1 Where two selections Dead Heat half the stake money is lost and the full odds are paid to the other half. If more than two Dead Heat the stake is proportioned accordingly.

4.14 Favourites

4.14.1 Bets will be accepted win only at starting price for first and second favourites. The Place part of any bet inadvertently accepted for unnamed favourites will be settled as a Win stake.

4.14.2 In the event of two selections starting joint favourites then stakes are divided equally. Where three or more selections start co-favourites stakes will be divided proportionately. However, if such joint favourites or co-favourites are returned at a price, irrespective of result, no profit could be accrued by the backer of the favourite, the unnamed favourite will be treated as a non-runner, in both single and accumulative bets.

4.14.3 Should the favourite be withdrawn before coming under starter's orders but too late for a new market to be formed then bets on the favourite in that particular race are void. In the event a joint or co-favourite being withdrawn then the proportion of stakes on that selection will be void and the remaining proportion of stakes will be divided equally on the selections that do run.

4.15 Forecast Betting

4.15.1 Forecasts are accepted for all races of three or more actual runners and will be settled as a straight forecast (selections to finish first and second in correct order) in accordance with the computer straight forecast dividend. If there are less than three actually running in a race then all forecasts for that race will be void. In the event of no straight forecast dividend being declared then forecasts will be settled in accordance with the NSL straight forecast chart provided that three or more actually run in that race.

4.15.2 You may take early odds or show odds in straight forecasts when available, in a fixed price forecast. If any withdrawals result in a total Rule 4 (Deductions) of £0.10 in the £ or greater then a fixed price forecast will be settled at the computer forecast dividend.

4.15.3 Where a client selects combination forecasts A B C and stakes for 6 bets this will be settled as 6 straight forecasts as follows:

AB BA

AC CA

BC CB

4.15.4 Forecast bets are not accepted containing unnamed favourites.

4.15.5 Should any forecast contain a non-runner then the total stake will be placed to Win on the other selection. In fixed price forecasts the remaining selection will be settled at SP.

4.15.6 In races where a horse finishes alone and no forecast dividend is returned then all forecast bets nominating that horse to finish first will be settled as a Win single at SP on the winning horse. All other forecast bets in the race are lost.

4.15.7 In the event of two or more horses dead-heating for first or second place then separate dividends will be declared and paid to each qualifying forecast. In fixed price forecasts the full odds will be paid with the stake split according to the number of horses which Dead Heat.

4.16 Forecast Doubles/Trebles/Patents/Yankees

4.16.1 Forecast Parlays are only accepted as part of a Forecast Yankee. Any other bet which includes a Forecast Parlays will be void win or lose. We do not accept Forecast Lucky15's.

4.16.2 In Forecast Doubles, Trebles and Yankees, should one of the stated Forecasts include a non-runner then total returns from any winning Forecast(s), Forecast Double(s), etc, will be invested as a Win single(s) on the remaining selection.

4.17 Tricast Betting

4.17.1 You may take early odds or show odds in straight tricasts when available, in a fixed price tricast. This is available on all horse races of 8 or more runners. If any withdrawals result in a total Rule 4 (Deductions) of £0.10 in the £ or greater then a fixed price tricast will be settled at the computer tricast dividend. However if no computer tricast dividend is declared (e.g. in non-handicaps) then a fixed price tricast will be settled as a computer straight forecast on the first two named selections irrespective of where the third named selection finishes.

4.17.2 The following applies to both tricasts and fixed price tricasts: if one selection is a non-runner then the bet will be settled as a straight forecast at the computer forecast dividend. If there are two non-runners then the bet will be settled as an SP single on the remaining selection.

4.17.3 Tricasts are not accepted including unnamed favourites.

4.17.4 In the event of two or more horses dead-heating for first, second or third place then separate dividends will be declared and paid to each qualifying tricast. In fixed price tricasts the full odds will be paid with the stake split according to the number of horses which Dead Heat. Tricasts are accepted for singles only.

4.18 Show/Board Prices

4.18.1 Should a horse be withdrawn no show/board price will be laid after the time of withdrawal unless the market is reformed.

4.19 Early Morning Prices/Day of Event

4.20 Prices

4.20.1 After the final declarations stage, non-runner no bet. Rule 4 (Deductions) will apply.

4.21 Reserves

4.21.1 In races with reserves, any bets taken prior to a reserve horse being declared to run and if the reserve was not priced up at the time the bet was placed, then any such bets will be settled on the result 'without the reserve runner(s)'. Each Way bets settled on the result "without the reserve runner(s)" will be based on the number of runners, excluding reserves, that start the race. In races where reserves are priced but do not run, no Rule 4 (Deductions) will be applicable.

4.22 Withdrawals Other Than Ante Post

4.22.1 Where a horse is withdrawn before coming under starter's orders, or is officially deemed by the starter to have taken no part in the race, then stakes will be returned on the withdrawn horse and winning bets will be returned on the withdrawn horse and winning bets will be subject to deductions in accordance with Rule 4 (Deductions). The rate of deduction will be based on the price of the withdrawn horse at the time of its withdrawal on the following scale:

4.23 Rule 4 (Deductions) Table:

Price

Deduction

1/9 or shorter

90p

2/11 to 2/17

85p

1/4 to 1/5

80p

3/10 to 2/7

75p

2/5 to 1/3

70p

8/15 to 4/9

65p

8/13 to 4/7

60p

4/5 to 4/6

55p

20/21 to 5/6

50p

Evens to 6/5

45p

5/4 to 6/4

40p

8/5 (previously 13/8) to 7/4

35p

9/5 (previously 15/8) to 9/4

30p

12/5 (previously 5/2) to 3/1

25p

16/5 (previously 10/3) to 4/1

20p

9/2 to 11/2

15p

6/1 to 9/1

10p

10/1 to 14/1

5p

Over 14/1

No deduction

4.23.1 When a horse is withdrawn at odds of between 10/1 and 14/1, bookmakers normally make a 5p in the £ deduction to winnings. SKIOM Limited has abolished the first such deduction in any race.

4.23.2 In the event of two or more horses being withdrawn before coming under starter's orders then the total deductions shall not exceed £0.90 in the £.

4.23.3 Should a horse be withdrawn and a new market formed then any bets laid at show odds prior to the new show will be subject to the above deductions. In the event of a further withdrawal after the market has been reformed then bets placed at show odds in the original market will be subject to a further deduction based on the price of the withdrawn horse in the original market. Bets placed in the new market will be subject to a deduction based on the current price.

4.23.4 The above scale will also apply in the case of non-runners in early price races and will be used for other events where we specifically advertise that deductions in line with Rule 4 (Deductions) will apply.

4.24 ReRuns

4.24.1 In the event of a false start, etc. resulting in a race being rerun, 'under starter's orders' is negated and stakes will be refunded on horses taking no part in the rerun. Returns on the remaining runners subject to Rule 4 (Deductions). The number of runners taking part in the rerun governs Place terms.

4.25 Walkovers and Void Horse Races

4.25.1 Walkovers and void races count as races but any horse so involved will be treated as a non-runner for settlement purposes.

4.26 Favourites Performance

4.26.1 Predict the total number of points scored by the favourites at a specific meeting based on the following scoring criteria:

Winner 25

2nd 10

3rd 5

A walkover will be allocated 20 points.

4.26.2 Dead Heats are equally split (e.g. two selections including the favourite Dead Heat for second place (10+5)/2 7.5 points, Dead Heat for third place (5+0)/2 2.5 points). For joint or co-favourites the lowest racecard number will be used. If a meeting is abandoned before all races have been run, or if one or more races is declared void, then all bets will be void unless settlement of bets is already determined. Selections may not be combined with other selections where our related contingency rule applies.

4.26.3 Should the favourite be withdrawn before coming under starter's orders but too late for a new market to be formed then the favourite in that particular race will be allocated points based on its price at the time of withdrawal, as follows:

Odds on 15

Evens to 5/1 inclusive 10

Over 5/1 5

4.26.4 In the event of no SPs being returned then the Racing Post forecast favourite will be deemed the selection. If there are two or more forecast favourites then the lowest racecard number will be used.

4.26.5 Double Result offers do not apply to this market.

4.27 Jockey Challenge

4.27.1 Predict the total number of points scored by the nominated jockey at a specific meeting on a specific day based on the following scoring criteria:

Winner 25

2nd 10

3rd 5.

4.27.2 A walkover will be allocated 20 points. Dead Heats are equally split (e.g. two selections including the jockey's mount Dead Heat for second place (10+5)/2 7.5 points). If a meeting is abandoned before all races have been run, or if one or more races are declared void, then all bets will be void unless settlement of bets is already determined. Should a jockey's intended ride become a non-runner then the points allocation for that selection will be based on its Racing Post price forecast as follows:

Odds on 15

Evens to 5/1 inclusive 10

Over 5/1 5

4.27.3 Scoring is based on intended rides as per Racing Post.

4.27.4 Double Result offers do not apply to this market.

4.28 Top Jockey/Trainer at a Meeting

4.28.1 Top Jockey - All-in, ride or not. All races must be run otherwise all bets will be void. In the event of more than one jockey with the same number of winners then settlement will be based on jockey presented with the trophy.

4.28.2 Top Trainer - All races must be run otherwise all bets will be void. In the event of more than one trainer with the same number of winners then settlement will be based on trainer presented with the trophy.

4.29 Top Jockey/Trainer During a Season

4.29.1 Settlement will be based on the officially declared result.

4.30 SP of the Favourite

4.30.1 Joint favourites count as one price, e.g. 10/1 joint favourites count as 10/1. Results as per the Racing Post.

4.31 Jollies and Rags

4.31.1 For a specified race a price is offered for any of the named horses to win and a price for any horse other than the named horses to win (known as The Field). If a horse is declared a non-runner and its price at the time of withdrawal is 11/1 or less then all bets placed on all selections in the Jollies and Rags market prior to any new market being formed will be void. If a horse is declared a non-runner and its price at the time of withdrawal is 12/1 or greater then all bets on the Jollies and Rags market stand with no Rule 4 (Deductions) adjustment. Bets settled on the official result. Dead Heat rules apply. Best Odds Guaranteed offers do not apply to the Jollies and Rags market.

4.32 Winning Distances

4.32.1 Where applicable the named horse must win. All bets will be settled according to the official distance as stated at the weigh in. Any non-runners then Rule 4 (Deductions) will not apply. Where the named horse is a Dead Heat winner then bets will be settled as under to the full stake. Where a horse finishes alone then bets settled as over. Bets are settled on First Past the Post except where horses are disqualified for carrying an incorrect weight or for taking the wrong course. Double Result offers do not apply to this market.

4.33 Winning Distance Over/Under Live

4.33.1 Where there is a Dead Heat winner bets will be settled under the quote to the full stake. Where a horse finishes alone bets will be settled over the quote. Where a horse finishes exactly on the quote then all bets will be settled as void. Double Result offers do not apply to this market.

4.34 Match Bets and Threesomes, including Live

4.34.1 All horses must come under starter's orders or bets are void. The horse that attains the highest finishing position is the winner (Racing Post result). Dead Heat rules apply. If both/all horses fail to finish all bets will be void and stakes returned. Double Result offers do not apply to this market.

4.35 Finishing Position Live

4.35.1 Bets will be settled on the official result after the weigh in. A selection that fails to complete the race is deemed to have finished last for settling purposes. Double Result offers do not apply to this market.

4.36 How Many Favourites Will Win at the Meeting?

4.36.1 In the event of joint or co-favourites the lowest racecard number will be taken. If all races are not run bets will be void, unless settlement of bets is already determined. Double Result offers do not apply to this market.

4.37 Bankers Choice Highest Finishing Position

4.37.1 All quoted participants must run otherwise bets void. Failure to complete course last place. Dead Heat rules apply.

4.38 How Many Winners Will Pricewise Tip?

4.38.1 Includes all Pricewise daily selections over the whole meeting, but excludes Ante Post selections. Where a nominated selection is a non-runner it will be replaced with the SP favourite where there are joint or co-favourites the lowest racecard number will be taken. If all races are not run bets will be void, unless settlement of bets is already determined. Double Result offers do not apply to this market.

4.39 Total Aggregate Distances at the Meeting

4.39.1 This is a 3-Way market (under, between and over), and includes all days of the meeting. The make-up of official winning distances will be as stated at the weigh in. If all races are not run bets will be void, unless settlement of bets is already determined. Bets are settled on First Past the Post except where horses are disqualified for carrying an incorrect weight or for taking the wrong course. Double Result offers do not apply to this market.

4.40 What Will the Going Be at the Start of the Meeting?

4.40.1 The result will be as officially recorded by the racecourse at the start of the first race on the first day of the meeting. The choices are: Heavy, Soft, Good to Soft, Good, Good to Firm, Firm and Hard. In the event of a mixed going description we will pay out on the prevailing conditions (e.g. Good, Good to Soft in places Good).

Section 5: Multiples

5.1 Multiple bets consist of a number of legs, where each leg is one or more selections from an individual market or event.

5.2 Accumulative/Multiple bets are not accepted where the outcome of one part of the bet contributes to the outcome of another. If a bet of this type is inadvertently taken in error, we reserve the right to void the relevant, individual bet combinations.

5.3 If a selection in a Multiple bet is a non-runner or otherwise void then all bets on that leg of the multiple will be void and the multiple bet will be adjusted accordingly. e.g. a treble becomes a double; a double becomes a single etc.

5.4 Not all markets will be available for multiple betting. We reserve the right to determine which markets will be made available for multiple betting.